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	<title>Join the Conversation</title>
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	<link>http://community.ally.com/straight-talk</link>
	<description>The Ally Straight Talk Blog provides Ally Bank product announcements, personal finance tips, and financial news.</description>
	<lastBuildDate>Mon, 14 May 2012 14:42:22 +0000</lastBuildDate>
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			<item>
		<title>An update on Ally Financial’s business</title>
		<link>http://community.ally.com/straight-talk/2012/05/allyfinancialupdate/</link>
		<comments>http://community.ally.com/straight-talk/2012/05/allyfinancialupdate/#comments</comments>
		<pubDate>Mon, 14 May 2012 11:28:18 +0000</pubDate>
		<dc:creator>Ally</dc:creator>
				<category><![CDATA[Community]]></category>

		<guid isPermaLink="false">http://community.ally.com/straight-talk/?p=1485</guid>
		<description><![CDATA[At Ally Bank, we believe in being straightforward with our customers–and that includes keeping you up-to-date on events that relate to Ally.
Today, Residential Capital, LLC (ResCap) filed for Chapter 11 protection with the U.S. Bankruptcy Court. ResCap is a separate mortgage subsidiary of our parent company, Ally Financial. We want to reassure our customers that&#8230; <a href="http://community.ally.com/straight-talk/2012/05/allyfinancialupdate/">read more</a>]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Mother&#8217;s Day Ideas: Ways to Show You Care</title>
		<link>http://community.ally.com/straight-talk/2012/05/mothers-day-ideas-ways-to-show-you-care/</link>
		<comments>http://community.ally.com/straight-talk/2012/05/mothers-day-ideas-ways-to-show-you-care/#comments</comments>
		<pubDate>Sat, 12 May 2012 10:15:23 +0000</pubDate>
		<dc:creator>Ally</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[Ally Bank]]></category>
		<category><![CDATA[CDs]]></category>
		<category><![CDATA[Mother's Day]]></category>
		<category><![CDATA[Mothers Day ideas]]></category>

		<guid isPermaLink="false">http://community.ally.com/straight-talk/?p=1476</guid>
		<description><![CDATA[Mother’s Day is just around the corner, and this year’s spending for  the holiday is expected to hit $18.6 billion, according to both The Street and Yahoo!. They point to a figure in an annual Mother’s Day survey that states  people will spend an average of $152.52 on their mom this year, an&#8230; <a href="http://community.ally.com/straight-talk/2012/05/mothers-day-ideas-ways-to-show-you-care/">read more</a>]]></description>
		<wfw:commentRss>http://community.ally.com/straight-talk/2012/05/mothers-day-ideas-ways-to-show-you-care/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What You Should Know About Spending Abroad</title>
		<link>http://community.ally.com/straight-talk/2012/05/what-you-should-know-about-spending-abroad/</link>
		<comments>http://community.ally.com/straight-talk/2012/05/what-you-should-know-about-spending-abroad/#comments</comments>
		<pubDate>Fri, 11 May 2012 15:56:12 +0000</pubDate>
		<dc:creator>Ally</dc:creator>
				<category><![CDATA[Around the Web]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[Ally Bank]]></category>
		<category><![CDATA[currency exchange]]></category>
		<category><![CDATA[euro]]></category>
		<category><![CDATA[tipping]]></category>
		<category><![CDATA[travel]]></category>

		<guid isPermaLink="false">http://community.ally.com/straight-talk/?p=1471</guid>
		<description><![CDATA[When it comes to spending money abroad, ignorance can be bliss.  Unfortunately, it can also be expensive. That’s why you should be up on  how much your trip will actually cost you, when it comes to financial  fees and exchange rates.
As you budget your overseas vacation, keep the following in mind:
The exchange&#8230; <a href="http://community.ally.com/straight-talk/2012/05/what-you-should-know-about-spending-abroad/">read more</a>]]></description>
		<wfw:commentRss>http://community.ally.com/straight-talk/2012/05/what-you-should-know-about-spending-abroad/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Increase Your Home Value With a Green Thumb</title>
		<link>http://community.ally.com/straight-talk/2012/05/increase-your-home-value-with-a-green-thumb/</link>
		<comments>http://community.ally.com/straight-talk/2012/05/increase-your-home-value-with-a-green-thumb/#comments</comments>
		<pubDate>Thu, 10 May 2012 19:20:47 +0000</pubDate>
		<dc:creator>Ally</dc:creator>
				<category><![CDATA[Around the Web]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[Ally Bank]]></category>
		<category><![CDATA[green thumb]]></category>
		<category><![CDATA[home value]]></category>
		<category><![CDATA[homeowners advice]]></category>

		<guid isPermaLink="false">http://community.ally.com/straight-talk/?p=1467</guid>
		<description><![CDATA[As you go about your spring planting and summer landscaping, you may  think you’re merely making your property more attractive. But, you’re  also making an investment by increasing the value of your home.
In fact, an attractive, well-maintained landscape can add as much as 10 percent to your home’s worth, according to HGTV.com. So&#8230; <a href="http://community.ally.com/straight-talk/2012/05/increase-your-home-value-with-a-green-thumb/">read more</a>]]></description>
		<wfw:commentRss>http://community.ally.com/straight-talk/2012/05/increase-your-home-value-with-a-green-thumb/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Travel Insurance: How Much Do You Need?</title>
		<link>http://community.ally.com/straight-talk/2012/05/travel-insurance-how-much-do-you-need/</link>
		<comments>http://community.ally.com/straight-talk/2012/05/travel-insurance-how-much-do-you-need/#comments</comments>
		<pubDate>Wed, 09 May 2012 13:08:07 +0000</pubDate>
		<dc:creator>Ally</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[Ally Bank]]></category>
		<category><![CDATA[travel insurance]]></category>

		<guid isPermaLink="false">http://community.ally.com/straight-talk/?p=1464</guid>
		<description><![CDATA[As thoughts turn to summer vacation, you’re probably more concerned  with where you’ll go than whether you’ll buy travel insurance.
And even if you are thinking about buying some kind of policy,  you may only be aware of the types of travel insurance that covers a  car rental or insures you if you&#8230; <a href="http://community.ally.com/straight-talk/2012/05/travel-insurance-how-much-do-you-need/">read more</a>]]></description>
		<wfw:commentRss>http://community.ally.com/straight-talk/2012/05/travel-insurance-how-much-do-you-need/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Children’s Allowance: Teaching Your Kids About Money</title>
		<link>http://community.ally.com/straight-talk/2012/05/your-childrens-allowance-teaching-your-kids-about-money/</link>
		<comments>http://community.ally.com/straight-talk/2012/05/your-childrens-allowance-teaching-your-kids-about-money/#comments</comments>
		<pubDate>Tue, 08 May 2012 14:15:01 +0000</pubDate>
		<dc:creator>Ally</dc:creator>
				<category><![CDATA[Around the Web]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[Ally Bank]]></category>
		<category><![CDATA[children's allowance]]></category>
		<category><![CDATA[teaching your kids about money]]></category>

		<guid isPermaLink="false">http://community.ally.com/straight-talk/?p=1460</guid>
		<description><![CDATA[Here on the Straight Talk blog, we often talk about the importance of teaching your children about money. We know that doing so can be difficult; after all, many adults are  still mastering the art of fiscal responsibility, which can make it  difficult for them to pass lessons on to their kids. And&#8230; <a href="http://community.ally.com/straight-talk/2012/05/your-childrens-allowance-teaching-your-kids-about-money/">read more</a>]]></description>
		<wfw:commentRss>http://community.ally.com/straight-talk/2012/05/your-childrens-allowance-teaching-your-kids-about-money/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What to Do With Old Electronics?</title>
		<link>http://community.ally.com/straight-talk/2012/05/what-to-do-with-old-electronics/</link>
		<comments>http://community.ally.com/straight-talk/2012/05/what-to-do-with-old-electronics/#comments</comments>
		<pubDate>Mon, 07 May 2012 13:44:36 +0000</pubDate>
		<dc:creator>Ally</dc:creator>
				<category><![CDATA[Around the Web]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[Ally Bank]]></category>
		<category><![CDATA[old electronics]]></category>

		<guid isPermaLink="false">http://community.ally.com/straight-talk/?p=1458</guid>
		<description><![CDATA[If you’re like most people, you probably have some old electronics  lying around your home that you no longer use. Perhaps it’s an old  laptop or CD player that’s been in the back of your closet ever since  you upgraded to a new model, or new technology. Or maybe it’s an alarm&#8230; <a href="http://community.ally.com/straight-talk/2012/05/what-to-do-with-old-electronics/">read more</a>]]></description>
		<wfw:commentRss>http://community.ally.com/straight-talk/2012/05/what-to-do-with-old-electronics/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Questions from Free Money Finance to Help You Build Your Retirement Plan</title>
		<link>http://community.ally.com/straight-talk/2012/05/questions-from-free-money-finance-to-help-you-build-your-retirement-plan/</link>
		<comments>http://community.ally.com/straight-talk/2012/05/questions-from-free-money-finance-to-help-you-build-your-retirement-plan/#comments</comments>
		<pubDate>Fri, 04 May 2012 14:40:02 +0000</pubDate>
		<dc:creator>Ally</dc:creator>
				<category><![CDATA[Around the Web]]></category>
		<category><![CDATA[Community]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[Ally Bank]]></category>
		<category><![CDATA[Free Money Finance]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[your retirement plan]]></category>

		<guid isPermaLink="false">http://community.ally.com/straight-talk/?p=1456</guid>
		<description><![CDATA[Putting together your retirement plan takes a bit of clairvoyance:  You need to predict the future, or at least predict your future needs,  so that you can save enough in the present.
Many people are unsure of exactly how to do this. A recent post at Free Money Finance by Todd Tressider offers six&#8230; <a href="http://community.ally.com/straight-talk/2012/05/questions-from-free-money-finance-to-help-you-build-your-retirement-plan/">read more</a>]]></description>
		<wfw:commentRss>http://community.ally.com/straight-talk/2012/05/questions-from-free-money-finance-to-help-you-build-your-retirement-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Creating a Budget for Your Impulse Buys</title>
		<link>http://community.ally.com/straight-talk/2012/05/creating-a-budget-for-your-impulse-buys/</link>
		<comments>http://community.ally.com/straight-talk/2012/05/creating-a-budget-for-your-impulse-buys/#comments</comments>
		<pubDate>Thu, 03 May 2012 14:23:24 +0000</pubDate>
		<dc:creator>Ally</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[Ally Bank]]></category>
		<category><![CDATA[discretionary budget]]></category>
		<category><![CDATA[impulse buy]]></category>
		<category><![CDATA[impulse buys]]></category>

		<guid isPermaLink="false">http://community.ally.com/straight-talk/?p=1454</guid>
		<description><![CDATA[Even the smartest savers occasionally find themselves making impulse  buys. Sometimes the purchase is something small, like a bag of gourmet  potato chips calling out your name at the checkout line. Other times,  the impulse buy is something much bigger, like a beach vacation you  booked in the middle of a&#8230; <a href="http://community.ally.com/straight-talk/2012/05/creating-a-budget-for-your-impulse-buys/">read more</a>]]></description>
		<wfw:commentRss>http://community.ally.com/straight-talk/2012/05/creating-a-budget-for-your-impulse-buys/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Americans’ Financial Habits Need to Improve, Poll Shows</title>
		<link>http://community.ally.com/straight-talk/2012/05/americans%e2%80%99-financial-habits-need-to-improve-poll-shows/</link>
		<comments>http://community.ally.com/straight-talk/2012/05/americans%e2%80%99-financial-habits-need-to-improve-poll-shows/#comments</comments>
		<pubDate>Wed, 02 May 2012 16:45:58 +0000</pubDate>
		<dc:creator>Ally</dc:creator>
				<category><![CDATA[Community]]></category>
		<category><![CDATA[Ally]]></category>
		<category><![CDATA[Ally Bank]]></category>
		<category><![CDATA[financial literacy]]></category>
		<category><![CDATA[personal finance]]></category>

		<guid isPermaLink="false">http://community.ally.com/straight-talk/?p=1451</guid>
		<description><![CDATA[When it comes to financial literacy, you can know everything from how  to fund an IRA to how to find a tax deduction – but still make fiscal  mistakes. In fact, it turns out that many Americans are developing poor  personal-finance habits. The average person is spending more, saving  less and&#8230; <a href="http://community.ally.com/straight-talk/2012/05/americans%e2%80%99-financial-habits-need-to-improve-poll-shows/">read more</a>]]></description>
		<wfw:commentRss>http://community.ally.com/straight-talk/2012/05/americans%e2%80%99-financial-habits-need-to-improve-poll-shows/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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